Mortgage wellness sarnia

Mortgage Rates

updated - January 12, 2026

Purchase & Balance Transfer Transactions

3-Year Fixed
3.99%

5-Year Fixed
3.99%

10-Year Fixed
5.19%

5-Year Variable
3.54% (P-0.91%)

Refinance Transactions

3-Year Fixed
4.11%

5-Year Fixed
4.29%

10-Year Fixed
5.19%

5-Year Variable
3.81% (P-0.64%)